Interest-Free Installments

iDiamonds is pleased to offer PayItSimple, an interest-free installment plan for our customers. We currently offer installment plans ranging from 2 to 12 months. If you would like more information or have questions not answered below, please contact our support team at 1.800.501.3312.
In order to be eligible for our installment plan, you must meet the following criteria:
  1. Pay using a valid US Visa or MasterCard. (Excludes debit cards.)
  2. Order value over $100.
How it Works
During checkout or if placing an order over the phone:
  1. Select over how many months you would like to pay (3, 6 or 10 months)
  2. Your credit card will be authorized for the entire amount of your order, but only charged for the first month's installment. For example, a $3,000 order using a 10 month installment plan would be charged $300 for the first month, and $300 each following month for the remaining 9 months.
Frequently Asked Questions
Q: Will I be charged any interest or hidden fees?
A: No. PayItSimple does not charge interest or fees of any kind. You pay the same amount as if you had not selected the installment plan, just spread over payments.

Q: Does PayItSimple check my credit?
A: No. PayItSimple reserves the amount on your card as collateral (as described above - reserve hold). You will never see it on your bill.

Q: What happens if I lose my credit card, or have some problem with my credit card?
A: You will need to contact PayItSimple at 1.888.478.1534 to change the card number. If you do not provide PayItSimple with a new card number before the next payment is due, the entire amount of remaining balance will be charged on to your card.